Increase your spending power with a business credit card.

A Liberty Bank Business Credit Card has great benefits that make managing your books, time and money easier than ever. From low rates to cash back on purchases, we’ll help find the card that’s just right for your business.

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Featured Business Credit Cards

No matter which card you choose, you’ll enjoy important features like expense management tools, no fee for additional employee cards, EMV smart chip technology for added security, and mobile payment capability for added convenience.



Business_Visa2

Visa® Business Cash Card

3% cash back1 on eligible purchases from office supply stores, phone and TV services.2,3

2% cash back on eligible restaurant and gas station purchases.

1% cash back on all other eligible purchases.

$25 cash back awarded after first purchase.4

Apply Now For Visa Business Cash

Business_Visa2

Visa® Business Real Rewards Card

Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back).5

No cap or limit on the number of points you can earn, and you have five years to redeem for rewards.3

2,500 bonus rewards points awarded after first purchase.4

Apply Now for Visa Business Real Rewards

Business_Visa2

Smart Business Rewards Visa® Card

2X points per $1 spent in top two spend categories each month — automatically.6

1X points per $1 spent on other eligible purchases.6

Redeem for Merchandise, Gift Cards, Travel or Cash Back.1

Earn 20,000 bonus rewards points when you spend $500 in the first 90 days — a $200 value.7

Apply Now for Smart Business Rewards Visa

Business_Visa2

Visa® Business Platinum Card

Pay down your other credit card balances faster with a great low introductory rate for an extended time.

Save on interest.

Non-Rewards.

Apply Now For Visa Business Platinum

Disclosures 

Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.

2 Cash Rewards Card: “Cash Back Rewards” are the rewards you  earn under the  program. Cash Back  Rewards  are  tracked  as  points  and  each point  in Cash Back  Rewards earned is  equal to $0.01. You  may simply see “Cash Back” in marketing material when referring  to the rewards  you earn. You  will earn  1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged  to your Account  during  each billing  cycle. You  will  also earn 2 additional  Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV  services. In addition, you will earn 1 additional Point (for a total   of 2 Points)  for each dollar of Net Purchases charged to your Account  during each billing cycle at merchant locations that are classified in any of the    following merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire five years from the end of the quarter in which they are earned.

The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases.

4 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.

6 You will earn 1 Point for each dollar in eligible  net  purchases  charged  to your Account  during  each billing  cycle. In addition, you will  earn 1 additional bonus Point (for a total of 2 Points) for every dollar in eligible net purchases in your top two highest merchant spend categories (“Highest Categories”) each billing cycle. Highest Categories can change with each billing cycle, depending on your purchase behavior during  a  particular billing  cycle. Highest Categories automatically adjust to reward you on where you spend the most. Some exclusions apply. Merchants are assigned codes based on what they primarily sell. Elan Financial Services cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. A purchase will not earn additional points if the merchant’s code is not eligible. Points expire five years from the end of the quarter in which they are earned.

7 A one-time 20,000 bonus points will be awarded after eligible net purchases totaling $500 or more  are made to the Authorized  Officer’s  Card within 90 days from account opening. These bonus points will be awarded on your monthly billing statement. Use of the Smart Business Rewards Card is subject to terms and conditions of the Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Additional bonus points are earned only on Authorized Officer purchases. Offer is subject to credit approval.

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.


All cards subject to credit approval.

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Disclaimer: Links to third party sites are provided for your convenience. These sites are not within the control of Liberty Bank and may not follow the same privacy, security, or accessibility standards as Liberty Bank. Liberty Bank does not warrant any offerings from the third party providers, nor is Liberty Bank responsible for the security, content or availability of any third party sites, or their partners.

Disclaimer: Links to third party sites are provided for your convenience. These sites are not within the control of Liberty Bank and may not follow the same privacy, security, or accessibility standards as Liberty Bank. By accessing the SmartLenders Program via the provided link, you acknowledge the SmartLenders Program is not under the control of Liberty Bank. Liberty Bank does not warrant or endorse any offerings from third party providers, nor is Liberty Bank responsible for the security, content or availability of any third party sites or their partners including SmartLenders or the lenders that may be accessed by you through your use of the SmartLenders Program (the “Lenders”). Under no circumstances will Liberty Bank be responsible for any damages arising from the transactions between you and any Lenders or for any information appearing on SmartLenders’ site. SmartLenders will provide Liberty Bank with the following information about your application: applicant name; type of company; email address; loan amount requested; and progress status toward approval and funding. Liberty Bank may use this information to monitor your experience with SmartLenders and market Liberty’s services to you.