FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentBusiness Money Market
What Is a Business Money Market Account?
Similar to a business savings account, a business money market account can help you grow your money while giving you quick access to your funds. Money market accounts typically offer a higher interest rate than savings accounts; you’ll just need to keep a higher account balance to take advantage of the better rates.
Quick Access to Cash, Plus Interest
Beyond earning interest, you’ll enjoy easy access to your account with your Liberty Bank Business Debit Mastercard®. Plus, with Digital Banking and Bill Pay, you can manage your business accounts from anywhere.
Compare Accounts
Business Money MakerRates go up as your balance grows, plus enjoy fast, convenient access your money. To open an account, | Municipal Money Market PreferredMunicipal Money Market Preferred Higher interest rates for municipalities who also keep their core operating account at Liberty Bank. To open an account, | Business Max | Business Money Market SpecialEarn a great rate. Open Online | |
| Minimum balance to avoid monthly maintenance service charge | $0 | $0 | $0 | $0 |
| Monthly maintenance service charge | $0 | $0 | $0 | $0 |
| Minimum opening deposit | $25 | $25 | $500 | $25 |
| Statements1 | Free eStatements $2 paper | Free eStatements $2 paper | Free eStatements $2 paper | Free eStatements $2 paper |
Disclosures
Must be 18 to establish an account.
- Avoid $2 monthly paper statement fee with eStatements.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Business Money Market Rates
| Account Balance | Interest Rate | APY1 | |||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Money Maker | |||||||||||||||||||
| $50,000+ | 0.30% | 0.30% | |||||||||||||||||
| $25,000 - $49,999.99 | 0.10% | 0.10% | |||||||||||||||||
| $0.01 - $24,999.99 | 0.05% | 0.05% | |||||||||||||||||
| Account Balance | Interest Rate | APY1 | |||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Max Money Market2 | |||||||||||||||||||
| $0.01 - $250,000 | 0.35% | 0.35% | |||||||||||||||||
| Add'l bal over $250,000 | 0.15% | 0.15% | |||||||||||||||||
| Account Balance | Interest Rate | APY1 | |||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Money Market Special3 | |||||||||||||||||||
| $0.01 - $49,999.99 | 3.20% | 3.25% | |||||||||||||||||
| $50,000 - $249,999.99 | 3.44% | 3.50% | |||||||||||||||||
| $250,000 - $999,999.99 | 3.68% | 3.75% | |||||||||||||||||
| $1,000,000+ | 3.83% | 3.90% | |||||||||||||||||
Looking for rates for other Liberty Bank accounts?
Disclosures
Rates are effective as of May 12, 2025.
- The Interest Rate and Annual Percentage Yield (APY) are as of the Effective Date and are subject to change without notice. Subject to 1099 reporting. Fees may reduce earnings.
- Funds currently on deposit with Liberty Bank cannot be used to open this account or make additional deposits to this account. $500 minimum to open. Assuming your balance is $250,000 you will earn an APY of 0.35%, assuming your balance is $250,000.01 you will earn a blended APY of 0.35%, assuming your balance is $500,000 you will earn a blended APY of 0.25%. (The blended APY of 0.25% represents a balance of $500,000 for one-year where you allow the interest to compound, make no withdrawals, or deposits.)
- Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the balance is at $0.00 for 45 consecutive days, the account will automatically close. Rate is variable and is subject to change at any time.