A Liberty Bank business savings account gives your profits a place to grow.

Our business savings accounts have competitive interest rates that make saving for the future a breeze. Stash away some cash to cover all of the unexpected, but inevitable, expenses that hit every growing business. Whether you’re just starting out, or just starting to think about expansion, we’ll help guide you toward a savings account that’s good for business. Come into any Liberty location and see where the power of savings can take you.

Compare Our Business Savings Accounts

From overdraft options to higher returns on higher balances, you’ll find plenty of reasons to trust Liberty Bank for your business savings accounts. We offer:

  • Rates that grow as your balance grows
  • Free online and mobile banking
  • ATM card access
  • 24/7 telephone banking

Cinch Business Savings

Business Overdraft Savings Account

Interest rates are tiered, so the higher your balance the more you earn. Automatically transfers funds to cover overdrafts (requires a Liberty Bank Business Checking account)
To open an account, visit a Liberty branch. To open an account, visit a Liberty branch.
Minimum balance to avoid monthly maintenance service charge $0 $1001
Monthly maintenance service charge
$0 $3
Minimum opening deposit $25 $25
Statements Free eStatements
$2 paper
Free eStatements
$2 paper

Disclosures

Must be 18 to establish an account. 

  1. If at any time during the statement period your balance falls below the Required Minimum Daily Balance, you will be assessed a Monthly Maintenance Service Charge.

Business Savings Rates

Account NameInterest RateAPY¹
Cinch Business Savings
$25,000.00+ 0.25% 0.25%
$10,000 - $24,999.99 0.1% 0.1%
$0.01 - $9,999.99 0.05% 0.05%
Business Overdraft Savings
$75,000+ 0.15% 0.15%
$50,000 - $74,999.99 0.1% 0.1%
$25,000 - $49,999.99 0.1% 0.1%
$10,000 - $24,999.99 0.05% 0.05%
$0.01 - $9,999.99 0.05% 0.05%
Looking for rates for other Liberty Bank accounts? View all of our rates.

Disclosures

Rates are effective as of May 17, 2023.

  1. The Interest Rate and Annual Percentage Yield (APY) are as of the effective date and are subject to change without notice. May be subject to 1099 reporting. Fees may reduce earnings.

 

Related Products and Services

Certificates of Deposit (CDs)

Make your business savings work even harder. Explore our CDs that come with guaranteed returns.

Business Lending

With loans for every size business, small, medium or large, Liberty Bank can help you take charge today and plan for a brighter future.

Money Market Accounts

Bigger balances mean bigger interest rates. See how much your business can earn with our money market accounts.

With Liberty Bank, you're going places. In this case, to a different website.

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Disclaimer: Links to third party sites are provided for your convenience. These sites are not within the control of Liberty Bank and may not follow the same privacy, security, or accessibility standards as Liberty Bank. Liberty Bank does not warrant any offerings from the third party providers, nor is Liberty Bank responsible for the security, content or availability of any third party sites, or their partners.

Disclaimer: Links to third party sites are provided for your convenience. These sites are not within the control of Liberty Bank and may not follow the same privacy, security, or accessibility standards as Liberty Bank. By accessing the SmartLenders Program via the provided link, you acknowledge the SmartLenders Program is not under the control of Liberty Bank. Liberty Bank does not warrant or endorse any offerings from third party providers, nor is Liberty Bank responsible for the security, content or availability of any third party sites or their partners including SmartLenders or the lenders that may be accessed by you through your use of the SmartLenders Program (the “Lenders”). Under no circumstances will Liberty Bank be responsible for any damages arising from the transactions between you and any Lenders or for any information appearing on SmartLenders’ site. SmartLenders will provide Liberty Bank with the following information about your application: applicant name; type of company; email address; loan amount requested; and progress status toward approval and funding. Liberty Bank may use this information to monitor your experience with SmartLenders and market Liberty’s services to you.