A Liberty Bank business savings account gives your profits a place to grow.

Our business savings accounts have competitive interest rates that make saving for the future a breeze. Stash away some cash to cover all of the unexpected, but inevitable, expenses that hit every growing business. Whether you’re just starting out, or just starting to think about expansion, we’ll help guide you toward a savings account that’s good for business. Come into any Liberty location and see where the power of savings can take you.

Compare Our Business Savings Accounts

From overdraft protection to higher returns on higher balances, you’ll find plenty of reasons to trust Liberty Bank for your business savings accounts. We offer:

  • Rates that grow as your balance grows
  • Free online and mobile banking
  • ATM card access
  • 24/7 telephone banking

Cinch Business Savings

Business Savings Overdraft Protection

Interest rates are tiered, so the higher your balance the more you earn. Automatically transfers funds to cover overdrafts (requires a Liberty Bank Business Checking account)
To open an account, visit a Liberty branch. To open an account, visit a Liberty branch.
Minimum balance to avoid monthly maintenance service charge $0 $1001
Monthly maintenance service charge
$0 $3
Minimum opening deposit $25 $25
Overdraft transfer fee NA $8/transfer
Statements Free eStatements
$2 paper
Free eStatements
$2 paper


  1. If at any time during the statement period your balance falls below the Required Minimum Daily Balance, you will be assessed a Monthly Maintenance Service Charge.

Business Savings Rates

Account NameInterest RateAPY¹
Cinch Business Savings
$25,000.00+ 0.35% 0.35%
$10,000 - $24,999.99 0.25% 0.25%
$0.01 - $9,999.99 0.05% 0.05%
Business Savings Overdraft
$75,000+ 0.45% 0.45%
$50,000 - $74,999.99 0.4% 0.4%
$25,000 - $49,999.99 0.25% 0.25%
$10,000 - $24,999.99 0.15% 0.15%
$0.01 - $9,999.99 0.05% 0.05%
Looking for rates for other Liberty Bank accounts? View all of our rates.


Rates are effective as of February 26, 2020.

  1. The Interest Rate and Annual Percentage Yield (APY) are as of the effective date and are subject to change without notice. Fees may reduce earnings.


Related Products and Services

Certificates of Deposit (CDs)

Make your business savings work even harder. Explore our CDs that come with guaranteed returns.

Business Lending

With loans for every size business, small, medium or large, Liberty Bank can help you take charge today and plan for a brighter future.

Money Market Accounts

Bigger balances mean bigger interest rates. See how much your business can earn with our money market accounts.

With Liberty Bank, you're going places. In this case, to a different website.

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