With overdraft protection, it’s always business as usual.

When your cash flow’s unpredictable, balancing your business’s checking account becomes a real balancing act. Our overdraft options can cover withdrawals and any checks you write when your account is low on funds. It’s the kind of protection that keeps your business running smoothly.

Compare Our Business Overdraft Options

Our overdraft options protect you from declined debit card transactions, bounced checks and overdrawing your business checking account at the ATM.

Business Savings Overdraft Account

Business Overdraft Line of Credit

Link this to your business checking account; funds are automatically transferred to cover checking overdrafts (up to your available savings balance). Link this to your business checking account; funds are automatically borrowed from your line of credit to cover checking overdrafts (up to your credit limit).
To open an account, visit a Liberty branch. To open an account, visit a Liberty branch.
Minimum balance to avoid monthly maintenance service charge1 $100 N/A 
Monthly maintenance service charge $3 (if $100 daily balance is not maintained) $0
Other fees $8 fee for each automatic transfer to cover an overdraft rather than a $35 overdraft fee

$2 paper statements
(FREE eStatements)

You pay interest on the amount borrowed (variable rate)
Minimum opening deposit $25 N/A

Questions? Call (888) 570-0773 or visit your nearest Liberty Bank location.

Disclosures

  1. If at any time during the statement period your balance falls below the Required Minimum Daily Balance, you will be assessed a Monthly Maintenance Service Charge.

Related Products and Services

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Credit cards that work so hard, they make managing your money, time, and books easier.

Cash Management

With our wide range of cash management services, we’ll partner with you to select and tailor options best suited to your needs.

Business Lending

Loans for every size business. Namely yours.

With Liberty Bank, you're going places. In this case, to a different website.

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Disclaimer: Links to third party sites are provided for your convenience. These sites are not within the control of Liberty Bank and may not follow the same privacy, security, or accessibility standards as Liberty Bank. Liberty Bank does not warrant any offerings from the third party providers, nor is Liberty Bank responsible for the security, content or availability of any third party sites, or their partners.

Disclaimer: Links to third party sites are provided for your convenience. These sites are not within the control of Liberty Bank and may not follow the same privacy, security, or accessibility standards as Liberty Bank. By accessing the SmartLenders Program via the provided link, you acknowledge the SmartLenders Program is not under the control of Liberty Bank. Liberty Bank does not warrant or endorse any offerings from third party providers, nor is Liberty Bank responsible for the security, content or availability of any third party sites or their partners including SmartLenders or the lenders that may be accessed by you through your use of the SmartLenders Program (the “Lenders”). Under no circumstances will Liberty Bank be responsible for any damages arising from the transactions between you and any Lenders or for any information appearing on SmartLenders’ site. SmartLenders will provide Liberty Bank with the following information about your application: applicant name; type of company; email address; loan amount requested; and progress status toward approval and funding. Liberty Bank may use this information to monitor your experience with SmartLenders and market Liberty’s services to you.