Give yourself more credit.

A good credit history is essential to financial health. But it’s hard to build credit if you have a poor payment history or no credit history at all. Liberty’s Credit Builder Loan & Saver Program is a good way to help improve your credit score.* It’s a loan that can help to establish a good payment history, which is an important step in building a better credit score.

Introducing Liberty's Credit Builder Loan and Saver Program


  • Borrow from $500 to $1,000, flexible terms available** and the loan amount will be deposited into a CD with a term equal to or greater than the term of the loan.
  • As the loan is repaid on time, Liberty Bank will report a positive payment history to the credit bureaus. Should you decide to cancel the loan or the loan payments become delinquent, you should request to close the loan, and any principal payments that were made will be returned back to you. This must be done before the loan becomes 30 days delinquent, so that no negative payment history is reported.
  • When the loan is paid in full, the funds in the Liberty Bank CD are available, including interest!
  • Added Incentive – if you make all payments on time – the interest paid on the loan will be credited to the CD.

Once all payments are made on your Credit Builder Loan & Saver Program, you should see improvement to your credit score.*

Borrowers must also complete a Liberty Bank-approved financial counseling session that includes a budget component.


Get Started Today

Visit one of our Connecticut branches to learn more about building or repairing your credit. 

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Disclosures

*Results are not guaranteed. Improvement in credit score is dependent on your specific situations and financial behaviors. This product will not repair credit, and negative credit history will not be removed from a credit report as a result of this program.
**Subject to approval.

With Liberty Bank, you're going places. In this case, to a different website.

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Disclaimer: Links to third party sites are provided for your convenience. These sites are not within the control of Liberty Bank and may not follow the same privacy, security, or accessibility standards as Liberty Bank. Liberty Bank does not warrant any offerings from the third party providers, nor is Liberty Bank responsible for the security, content or availability of any third party sites, or their partners.

Disclaimer: Links to third party sites are provided for your convenience. These sites are not within the control of Liberty Bank and may not follow the same privacy, security, or accessibility standards as Liberty Bank. By accessing the SmartLenders Program via the provided link, you acknowledge the SmartLenders Program is not under the control of Liberty Bank. Liberty Bank does not warrant or endorse any offerings from third party providers, nor is Liberty Bank responsible for the security, content or availability of any third party sites or their partners including SmartLenders or the lenders that may be accessed by you through your use of the SmartLenders Program (the “Lenders”). Under no circumstances will Liberty Bank be responsible for any damages arising from the transactions between you and any Lenders or for any information appearing on SmartLenders’ site. SmartLenders will provide Liberty Bank with the following information about your application: applicant name; type of company; email address; loan amount requested; and progress status toward approval and funding. Liberty Bank may use this information to monitor your experience with SmartLenders and market Liberty’s services to you.