Find your [adulting made easy] place.

Maybe you’re on your own at school or have money from a summer job and you’re paying more attention to your finances than ever before. That’s where Liberty Bank can help. My Pay – Student Banking can help you get the hang of the adulting thing and confidently continue on the road toward financial responsibility.

Open Now

Open a My Pay- Student Banking account. Get $150 for using your debit card.1

My Pay – Student Banking.2 It’s checking with real perks like refunds on ATM fees and cash back on debit card purchases - and all the tools you need to help you feel confident and in control of your finances.

  • Skip paying ATM usage fees! Liberty refunds the fees other banks charge you for using their ATMs.3 Your cash will show up on your very next statement.
  • Earn $0.10 on debit card purchases over $10!4 Your cash will show up on your very next statement.
  • No minimum balance requirements.
  • Debit MasterCard® with personalized alerts and controls.
  • Money Manager with online banking to help you make better choices for spending and saving.
  • Easily send and receive money with just a tap of your finger.
  • Open an account with just $25.
Open an account or find your nearest branch


  1. Earn a one-time $150 incentive if 5 debit card transactions are completed within 60 days of account opening (ATM transactions do not qualify). $150 incentive will be credited to My PaySM Checking Account up to 60 days after 5 debit card transactions are completed. All account holders on the account must be new checking account customers and may not have had a checking account within the past 365 days. Minors required to have co-account holders are exempt. Subject to 1099 reporting. Offer ends 12/31/2018, may not be combined with other promotional offers, is subject to change and may be withdrawn at any time.

  2. My PaySM primary account holder must be between 16 and 25 years of age. At age 25, the account may be changed to a different Liberty Bank checking account.

  3. Account automatically refunds up to $10 in ATM surcharges imposed by other banks per statement cycle while account is open.

  4. Earn $0.10 for every debit card transaction of $10 or more, up to $10 per statement cycle (ATM transactions do not qualify). Rebates post on last day of statement cycle while account is open and may be subject to 1099 reporting.

Looking for more Liberty Bank checking accounts? View more checking accounts.

Liberty Bank Debit MasterCard®

With our debit card, your nearest Liberty Bank branch is wherever you are.

Learn More About Debit MasterCard


A better grip on your finances. Now within your grasp.

Manage Your Finances

Related Products and Services 

Digital Banking

You’re never more than a few swipes or clicks away from managing your money.

Overdraft Services

Opt in to our Overdraft Service to ensure your transactions go through – even when you don’t have available funds.

With Liberty Bank, you're going places. In this case, to a different website.

cancel continue
Disclaimer: Links to third party sites are provided for your convenience. These sites are not within the control of Liberty Bank and may not follow the same privacy, security, or accessibility standards as Liberty Bank. Liberty Bank does not warrant any offerings from the third party providers, nor is Liberty Bank responsible for the security, content or availability of any third party sites, or their partners.