Certificates of deposit with great rates and guaranteed returns—it’s the perfect combination for savings.

If you’re saving for the future, here’s an opportunity to make it a little brighter. Stow away that money you don’t need to touch for a while and we’ll give you a fixed, guaranteed return. Choose the certificate of deposit (CD) that meets your savings needs and watch your money grow.

What Is a Certificate Of Deposit?

A CD is a safe and predictable way to save money. The money you deposit into a CD is FDIC-insured, meaning it’s protected by the U.S. government up to the maximum amount allowed by law. CDs are offered in terms – ours range from one month to ten years – and require that you leave your money in the account until the term ends, also known as the maturity date. Essentially, your money is committed to the CD for a certain amount of time, but it’s also guaranteed to grow at a fixed rate for the length of the term.

Certificate Of Deposit Rates

TermsInterest RateAPY¹To Apply
SPECIAL OFFER: 18-Month IRA CD2
(IRA-only special)
2.72% 2.75% Find a Location
SPECIAL OFFER: 15- or 18-Month CD3
(Not available for IRA)
2.72% 2.75%
32-Day CD 0.1% 0.1% Find a Location
3-Month CD 0.35% 0.35% Find a Location
6-Month CD 0.65% 0.65%
1-Year CD 0.75% 0.75% Find a Location
2-Year CD 0.9% 0.9% Find a Location
30-Month CD
(Not available for IRA)
1.24% 1.25% Find a Location
3-Year CD 1.24% 1.25% Open Online
4-Year CD 1.24% 1.25% Open Online
5-Year CD 1.24% 1.25% Open Online
Looking for rates for other accounts? View rates for our savings and money market accounts.

Disclosures

Rates are effective as of April 24, 2019.  

  1. The Interest Rate and Annual Percentage Yield (APY) are as of the Effective Date and are subject to change without notice. The stated yield for CDs less than one year assumes the reinvestment of principal and interest at the same rate, although that rate may not be available upon renewal. Fees and other conditions could reduce earnings. CDs are subject to a penalty for early withdrawal. Minimum to open a CD is $500 and the minimum required to earn APY is $500.
  2. Annual Percentage Yield (APY) advertised is effective 3/13/2019. Balances of $500.00-$250,000.00 earn 2.75% APY, 2.72% Interest Rate. $500.00 minimum to open and earn APY. Consumer accounts only and limit one account per customer. $250,000.00 maximum deposit. Funds currently on deposit with Liberty Bank cannot be used to open this account. Offer may be withdrawn at any time, subject to 1099 reporting, and fees may reduce earnings. Early withdrawal penalties may apply.
  3. Annual Percentage Yield (APY) advertised is effective 4/24/2019. Minimum opening deposit and balance to earn APY is $500.00, maximum $250,000.00. Balances earn 2.75% APY, 2.72% Interest Rate. Not available for funds currently on deposit with Liberty. Bank or IRA CDs. Consumer accounts only, limit one account per customer. Offer may be withdrawn at any time, early withdrawal penalties apply, subject to 1099 reporting, and account fees may reduce earnings.

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