Bank at Work

Add some great employee benefits at no cost to your business.

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How the program works

We do the heavy lifting, all you need to do is tell us the time and place. One of our local bankers will meet with your interested employees to explain the advantages of banking with Liberty and help get them signed up. We even provide all the materials you need to promote Bank at Work.

As an employer, you will get

  • A dedicated banker for you and your employee program participants.
  • A dedicated Financial Advisor assigned to you to help you manage business and personal wealth.8
  • $100 credit towards a check order for participating in our Bank at Work program.
  • Increased participation in payroll direct deposit.

New employee benefits at no cost or effort for you

  • We provide financial education and sound advice that helps employees focus on work and not financial worries.
  • Competitive benefits that can increase employee engagement, retention and satisfaction.

Your employees will get1

  • Great banking offers and choice of accounts that match their banking needs.
  • $200 when they open a PayBackSM or Quarter Back® Checking Account and initiate direct deposit within 90 days.2
  • Convenient, one-on-one customer service from the Liberty Bank team at work.

Access to ways to save

  • Great checking accounts requiring no minimum balance, plus refunds on other banks’ ATM fees or cash back on purchases.3
  • $575 credit towards closing costs if they're refinancing or in the market to buy a house.4
  • Earn rewards on everyday purchases with the Visa® Everyday Rewards+ credit card.5
  • No monthly fee Health Savings Account (HSA).6

Great perks of banking with Liberty

  • Convenient, local customer service from our team. We can come to you or you can visit a nearby branch.
  • Free eStatements7 and Free Digital Banking with Mobile App and Bill Pay so they can access their accounts any time or anywhere.
  • Complimentary financial educational consultation with a banker.


  1. Offer ends January 31, 2024, is subject to change and may be withdrawn any time. Offer code must be included upon account opening. Health Savings Account, Estate or Trust accounts ineligible. All account holders on the account must be new consumer checking customers. Initial deposits must be new money to Liberty Bank. You may not have had a checking account within the past 365 days. Payroll, pension or government benefits direct deposit required within 90 days of account opening.
  2. $200 will be credited to new checking account up to 60 days after first direct deposit transaction while account is open and will be labeled as “Perks Reward”. Subject to 1099 reporting. Fees may reduce earnings. No minimum opening balance required under this program. Subject to account approval. 
  3. PayBackSM Checking automatically refunds up to $15 in ATM surcharges imposed by other banks per statement period, in the statement period that fee was incurred, while the account is open. Rebates are labeled as “ATM Surcharge Rebate” on the statement. Quarter Back® Checking rebates $0.25 for each qualified transaction that posts within the statement period. Qualified transactions are debit card purchases of $25 or more. ATM transactions do not qualify. Rebates post on last day of statement period while account is open and are labeled as “Cash Rewards.” May be subject to 1099 reporting. Fees may reduce earnings.
  4. $575 Underwriting Fee Waiver. All loans are subject to credit and underwriting approval. Cannot be combined with other offers. Underwriting Fee Waivers are subject to mortgage product guidelines, benefits may vary. Ask your loan officer for details.
  5. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. ©2021 Elan Financial Services. All rights reserved. All cards subject to credit approval.
  6. To contribute to an HSA, you must be covered under an HSA-eligible high deductible health plan (HDHP).
  7. Avoid $2 monthly paper statement fee with eStatements. Account owners age 65 or over, Individual Development Accounts, Health Savings Accounts, IRA Money Market Fund, and Lease Security - Tenant are exempt.
  8. Securities are offered through Raymond James Financial Services, Inc., member FINRA/SIPC, and are not deposits, are not insured by the FDIC or any government agency, are not obligations of the bank, are not guaranteed by the bank, and are subject to risk and may lose value. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Liberty Bank and Liberty Investment Services are not registered broker/dealers and are independent of Raymond James Financial Services. 315 Main Street, Middletown, CT 06457 888-570-0774.