1Offer ends June 30, 2023, is subject to change and may be withdrawn any time. Offer code must be included upon account opening. Health Savings Account, Estate or Trust accounts ineligible. All account holders on the account must be new consumer checking customers. Initial deposits must be new money to Liberty Bank. You may not have had a checking account within the past 365 days. Payroll, pension or government benefits direct deposit required within 90 days of account opening. 2$300 will be credited to new checking account up to 60 days after first direct deposit transaction while account is open and will be labeled as “Perks Reward”. Subject to 1099 reporting. Fees may reduce earnings. No minimum opening balance required under this program. Subject to account approval. 3The savings account needs to be opened and funded with an initial deposit of $1,000 within 60 days of the opened checking account to be credited the additional $100. $100 will be credited to new savings account up to 60 days after the $1,000 initial funding deposit while account is open. $25 minimum balance to open the savings account and $1,000 minimum initial deposit to earn the offer. Subject to 1099 reporting. Fees may reduce earnings. New checking account required. As of September 1, 2021 the Annual Percentage Yield (APY) for balances of $.01 - $9,999.99 is 0.05%, $10,000 - $24,999.99 is 0.05%, and $25,000+ is 0.10%. Rates may vary and can change at any time. 4PayBack Checking automatically refunds up to $15 in ATM surcharges imposed by other banks per statement period. QuarterBack Checking rebates $0.25 for each qualified transaction of $25 or more that posts within the statement period. For additional information visit liberty-bank.com/checking or see a branch representative. 5575 Underwriting Fee Waiver. All loans are subject to credit and underwriting approval. Cannot be combined with other offers. Underwriting Fee Waivers are subject to mortgage product guidelines, benefits may vary. Ask your loan officer for details. 6The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. ©2021 Elan Financial Services. All rights reserved. All cards subject to credit approval. 7To contribute to an HSA, you must be covered under an HSA-eligible high deductible health plan (HDHP). 8Avoid $2 monthly paper statement fee with eStatements. Account owners age 65 or over, Individual Development Accounts, Health Savings Accounts, IRA Money Market Fund, and Lease Security - Tenant are exempt. 9Securities are offered through Raymond James Financial Services, Inc., member FINRA/SIPC, and are not deposits, are not insured by the FDIC or any government agency, are not obligations of the bank, are not guaranteed by the bank, and are subject to risk and may lose value. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Liberty Bank and Liberty Investment Services are not registered broker/dealers and are independent of Raymond James Financial Services. 315 Main Street, Middletown, CT 06457 888-570-0774.