PayBackSM Checking

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With PayBackSM Checking, get refunds on the ATM fees other banks charge, up to $15/month.1
  • No minimum balance
  • No monthly maintenance fees
  • Enroll in eStatements to avoid $2 monthly paper statement fee2
  • Make contactless purchases with your debit card
  • Only $25 to open
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Digital Banking

Digital Banking is always on so you can manage your account at any hour. Control is at your fingertips with financial planning and expense tracking tools.
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More Checking Options

Quarter Back® Checking

Earn $0.25 for every debit card transaction of $25 or more.

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BankSmart Account

No overdraft fees.

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My PaySM - Student Banking

Refunds on ATM fees and cash back on debit purchases.

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Disclosures

If the account holder is under the age of 18, the account must be joint with a parent or guardian.

  1. PayBackSM Checking automatically refunds up to $15 in ATM surcharges imposed by other banks per statement period, in the statement period that fee was incurred, while the account is open. Rebates are labeled as “ATM Surcharge Rebate” on the statement.
  2. Avoid $2 monthly paper statement fee with eStatements. Account owners age 65 or over, Individual Development Accounts, Health Savings Accounts, IRA Money Market Fund, and Lease Security - Tenant are exempt.