ATM/Debit Card Courtesy Pay | Opt in

Opting in. An option you should know about.

When you have an overdraft as result of a debit card or ATM transaction, Liberty Bank may cover the shortfall and approve the transaction, charging you an overdraft fee of $30.00. What's changed? As an existing Liberty Bank checking customer, we need your permission or “opt in” before covering ATM and one-time debit transactions when the funds are not available.

Some financial institutions are simply denying these transactions when the funds are not in the customer’s account. At Liberty Bank, we are giving you the option to choose to have these transactions considered for payment.

Is “Opting In” the right choice for you? Read our helpful Brochure with information on ATM/Debit Card Courtesy Pay. We want to ensure customers make fully informed decisions about their Liberty Bank accounts. If you have any questions, please contact our Customer Service Center at (888) 570-0773 Monday - Friday 8a.m. to 7p.m. and Saturday 8a.m. - 3:00p.m.

Opt in at Liberty Bank.

If you are a Liberty Bank personal checking customer and would like to “Opt In” online, please complete our opt-in form below. If you have any questions, please contact our Customer Service Center at (888) 570-0773.

Business checking customers are ineligible for ATM/debit card courtesy pay. However, Liberty Bank also offers business customers an overdraft protection line of credit. For more information on how to apply, contact our Customer Service Center at (888) 570-0773.

Overdraft opt in with Liberty Bank.

If you would like Liberty Bank to authorize and pay overdrafts on ATM and everyday debit card transactions (i.e. grocery store, gas station) for your personal checking account, please complete the form below and click "Send to Liberty Bank".

Required fields are red.

Full name*
First Name
Last Name
Last four digits of Checking Account Number*
I want Liberty Bank to authorize and pay overdrafts on my ATM and everyday debit card transactions.

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